Karnani Mansion. 25A Park Street, Kolkata 700016
Secure High-Value Loans with Ease
Vyapar Vikas Financial Services understands that financial needs are not one-size-fits-all. Here’s how customers typically benefit from LAP:
Use the loan as a property mortgage loan for business to buy new equipment, increase inventory, or open a new branch.
Pay off high-interest debts using a low-interest LAP.
Cover long-term education or medical expenses with minimal financial stress.
Finance important life events without selling your property.
Vyapar Vikas Financial Services stands out as a trusted partner when you’re looking to secure funds against your property. Here’s why:
Vyapar Vikas offers competitive interest rates that are significantly lower than unsecured loans, helping you save on long-term repayments. The rates are calculated based on your credit profile, property value, and loan tenure, ensuring transparency and fairness.
Depending on your property’s market value, you can borrow up to 60-70% of the property’s current valuation, which can translate into several lakhs—or even crores—depending on the location and type of property.
You can choose flexible tenures ranging from 5 to 15 years, keeping your monthly EMIs affordable and manageable. This makes LAP ideal for long-term financial planning.
Vyapar Vikas is known for its efficient loan processing. With streamlined documentation and minimal bureaucracy, funds can be disbursed quickly after approval.
If you're a businessperson, you can avail a property mortgage loan for business purposes with added benefits like step-up repayment plans, business-specific advice, and flexible collateral options.
All documents are processed swiftly and securely.Getting a loan against property with Vyapar Vikas involves minimal paperwork. You’ll typically need:
Vyapar Vikas offers loans against different types of properties, including:
Available for both self-occupied and rented residential properties to suit your needs.
Ideal for commercial properties like shops, offices, or showrooms—finance your growth with confidence.
Also available for industrial plots and buildings in select cases—subject to eligibility and valuation.
Get More from What You Own
Enjoy zero processing fee on select schemes and save more on your loan.
Enjoy special interest rates exclusively for women property owners—empowering financial independence.
Enjoy faster disbursals specially tailored for salaried applicants.
Enjoy the freedom to repay early with no prepayment penalties on floating-rate loans.
Business Owner (Mumbai)
"I needed funds quickly to expand my factory. Vyapar Vikas offered me a great property mortgage loan for business at a much lower interest rate than I expected. The process was smooth, and the team was professional."
Salaried Employee (Bhopal)
"We used our flat to get a loan for our daughter’s higher education abroad. Vyapar Vikas gave us one of the best loan against property offers with very flexible terms."