Karnani Mansion. 25A Park Street, Kolkata 700016
Fast, Easy & Reliable Personal Financing
Whether you're an individual looking for emergency funds or a small business owner needing short-term capital, our credit card loan is designed to serve your needs. Vyapar Vikas Financial Services is committed to providing flexible, fast, and customer-centric credit solutions. Here's why our credit card loan offering stands out:
A trusted lender with a strong track record in delivering reliable financial solutions.
Customer-first policies with full transparency and zero hidden fees—what you see is what you get.
Dedicated customer support to guide you every step of the way.
Enjoy regular promotional offers like interest rate discounts and zero processing fees—saving you more on every loan.
Simplify your finances by combining multiple debts into one easy-to-manage loan.
Easily manage tuition and academic costs with tailored education financing.
Whether you’re planning a wedding, dealing with a medical emergency, or booking a last-minute trip, our instant credit card loan ensures you have funds available when needed. With Vyapar Vikas Financial Services, you can avail an instant loan on credit card in just a few clicks or a quick call. No lengthy forms, no waiting for approval. We ensure you get the funds instantly, so you can address your financial needs right away. Key Features:
Get quick access to pre-approved loans tailored to your credit profile.
No documentation needed for existing credit card holders—quick and hassle-free approvals.
Get loans within or above your credit limit, tailored to your eligibility.
Pay zero usage charges unless the loan amount is disbursed—no hidden fees, no surprises.
Worried about repayment? Don’t be. Vyapar Vikas offers easy EMI loan on credit card options, so you can repay your loan in a way that suits your cash flow and comfort. You get the convenience of EMIs without applying for a separate personal loan or waiting days for approval.
EMI Features:
Enjoy flexible repayment tenures ranging from 6 to 60 months to suit your budget and goals.
Plan better with fixed monthly installments that make budgeting simple and stress-free.
Enjoy the flexibility to prepay or foreclose your loan anytime with minimal or zero charges.
Benefit from affordable interest rates, lower than standard credit card APRs, for smarter borrowing.
Indian citizen aged 21–60 years.
Our team ensures any required documentation is handled digitally and quickly. One of the best features of a credit card loan is the paperwork—or lack of it. For pre-approved offers, you typically don't need to submit any documents. In some cases (such as for new applicants), basic documents may include:
Bangalore
“I had a medical emergency and needed money fast. Vyapar Vikas offered me an instant loan on my credit card and disbursed the funds within a few hours. The EMIs are affordable, and the process was completely hassle-free.”
Mumbai
“I used the credit card loan to cover my wedding expenses. What I liked most was the fast disbursal and the easy EMI loan on credit card option. It really helped me manage everything smoothly.”